Inbank AS

Founded in 2015, Inbank AS is a technology-driven digital bank that grew out of the Estonian financing company Cofi AS (established in 2010). With a mission to make financing simple, fast, and accessible, Inbank operates on a "fintech-as-a-service" model. The company specializes in offering embedded financing solutions through partnerships with over 5,400 merchants, integrating its products like hire-purchase, personal loans, and car financing directly into the shopping process. In addition to its lending activities, Inbank also accepts term deposits from savers in several European countries.