Garrett Group Finance Ltd

the garrett group is a san francisco headquartered structured financialadvisory and consulting firm, with asian offices in singapore and hongkong, and with other clients in china, japan, korea, taiwan, thephilippines, and malaysia, as well as many european countries,specializing in advice and financing to the global semiconductorindustry, including suppliers, banks, and lenders, all taking advantageof our conventional as well as proprietary structures designed toprovide operating flexibility and lower cost of ownership for capitalequipment through programs such as our patent pending scaleableproduction and test capacity® which provide variable pricing on afunctional pay-per-use or per unit (wafer, implant, test second, etc.)basis, converting the fixed cost of depreciation to a form of revenuesharing, rentals, off balance sheet operating leases, or simple loansor even providing an entire factory within a factory by bundling laborand inventory costs into our variable pricing model helping tostabilize margins, improve market share, and return on investment incyclical environments combined with our asset management expertise.