folkefinans as

Founded in 2005, Folkefinans AS was a financial services company headquartered in Oslo, Norway. The company focused on automated credit scoring and offered unsecured consumer loans and flexible credit lines to customers in the Nordic countries, primarily operating under brands like Frogtail and Creditstar. Folkefinans positioned itself as a modern digital alternative to traditional banks for short-term financing. In 2017, the company was acquired by Monobank ASA. Following a series of subsequent mergers, the entity that absorbed Folkefinans AS is now part of the Norwegian digital bank, Instabank ASA.