Desconto Direto

Desconto Direto is a digital financial services correspondent (correspondente bancário) based in Brazil. The company operates as a fintech platform that connects public servants, military personnel, and INSS retirees/pensioners with a variety of financial products from partner institutions. Its primary focus is on offering "crédito consignado" (payroll-deducted loans), which feature lower interest rates due to the low-risk nature of direct payroll deductions. In addition to loans, the company also facilitates access to payroll-deducted credit cards and insurance products. Their mission is to simplify and democratize access to credit by providing a secure, transparent, and fully digital application process.