David Winter Independent Financial Advisers

Established in 1989, David Winter Independent Financial Advisers is an independent financial advisory firm based in Cardiff, South Wales. As a family-run business, they focus on providing personalized, long-term financial planning and advice to individuals and families. Their core services cover retirement planning, investment strategies, mortgage advice, and various protection policies like life insurance and critical illness cover. The company operates as an appointed representative of The On-Line Partnership Limited, which is authorised and regulated by the Financial Conduct Authority (FCA).