Curve

Founded in 2015 by Shachar Bialick, Curve is a UK-based fintech company that simplifies personal finance by combining multiple payment cards into a single physical card and digital wallet. Its mission is to be a one-stop shop for all a consumer's financial needs. Key features include the ability to switch the payment card used for a transaction after it has been made ("Go Back in Time"), earn cashback rewards ("Curve Cash"), and access competitive foreign exchange rates. The service is provided by different legal entities depending on the region: Curve UK Limited in the UK, Curve Europe UAB in the EEA, and in partnership with various banks in the US.