Cross River

Founded in 2008, Cross River is a New Jersey State Chartered Commercial Bank and a member of the FDIC. It has established itself as a key player in the "Banking-as-a-Service" (BaaS) space by building a proprietary, API-based banking platform. This platform allows fintech companies to seamlessly integrate services like payments, lending, and card issuing without needing to become a bank themselves. By combining the regulatory and compliance expertise of a traditional bank with the agility of a technology company, Cross River's mission is to empower the next generation of financial services and promote financial inclusion.