Crefaz

Founded in 2013 in Maringá, Paraná, Crefaz is a financial institution (fintech) regulated by the Central Bank of Brazil. The company's mission is to promote financial inclusion by offering accessible credit solutions to a segment of the population often underserved by traditional banks. Their primary products include personal loans with repayment debited directly from electricity bills, personal loans for the self-employed, and other forms of unsecured personal credit. Crefaz operates through a network of physical branches, financial correspondents, and digital channels across Brazil.