Creditum.io

Creditum.io operated as a decentralized finance protocol on the Ethereum, Polygon, and BNB Chain networks. The platform's core business was providing financial services using cryptocurrency, allowing users to borrow stablecoins (like USDT and USDC) by using their crypto assets (such as ETH and WBTC) as collateral. Conversely, it also enabled users to deposit their digital assets into lending pools to earn interest. The company aimed to offer a more flexible and accessible alternative to traditional lending, operating without intermediaries. As of late 2023/early 2024, the platform's official website is no longer active.