Creditas

Founded in 2012 by Sergio Furio, Creditas is a leading fintech platform in Latin America focused on providing collateralized loans. The company's mission is to reduce the debt burden on individuals by using their assets, such as homes and vehicles, as collateral to offer loans with significantly lower interest rates than traditional unsecured credit. Its main products include home equity loans, auto equity loans, payroll-deducted loans, and vehicle financing. Creditas operates primarily through a digital platform, leveraging technology to streamline the loan application and approval process, making credit more accessible and affordable.