creative benefit strategies, inc.

Founded in 1999, Creative Benefit Strategies, Inc. (CBS) is a specialized consulting firm that partners with small to mid-sized employers to create customized employee benefit packages. As an independent broker, CBS is not tied to any single insurance carrier, allowing it to provide objective advice and source a wide range of products including medical, dental, vision, life, and disability insurance. In addition to insurance, the firm offers expertise in retirement plan solutions, such as 401(k)s, and provides comprehensive support for benefits administration and regulatory compliance (including COBRA, FMLA, and ACA).