Cowbell is a leader in cyber insurance for small and medium-sized enterprises (SMEs), providing adaptive cyber insurance with coverage that adapts to today's and tomorrow's threats along with advanced warning of cyber risk exposures. In its unique AI-based approach to risk selection and pricing, Cowbell's continuous underwriting platform, powered by Cowbell Factors, compresses the insurance process from submission to issue to less than 5 minutes. Cowbell is backed by 15 AM Best A- or higher rated (re)insurance partners and serves SMEs in 50 U.S. states and the District of Columbia. Cowbell Insurance Agency is currently licensed in 50 U.S. states and the District of Columbia. Cowbell Reinsurance Company is a licensed insurance captive in the State of Vermont. For more information, please visit www.cowbell.insure Cowbell Cyber was founded in 2019 and is based in Pleasanton, California, United States.