Card One Money

Card One Money is a financial technology company that offers digital current accounts as an alternative to traditional high-street banks. Founded in 2007, the company provides separate solutions for personal and business customers, including sole traders, partnerships, and limited companies. Their service includes a prepaid Mastercard, online and mobile account management, and features like payment processing, direct debits, and standing orders. Card One Money operates as a trading style of Spectrum Financial Group Limited, which is an EMD (E-Money Directive) Agent of Modulr FS Limited, the entity that provides the regulated payment services and safeguards customer funds. This structure allows them to offer e-money accounts rather than traditional bank accounts.