Branch Financial Services, Inc.

Founded in 2015, Branch International is a for-profit, socially conscious company with a mission to provide fair and accessible financial services to millions of people in emerging markets. The company leverages machine learning and data science on smartphone data to assess creditworthiness and disburse loans instantly through its mobile application, bypassing the need for traditional credit history or collateral. Initially launching with microloans in Kenya, Branch has since expanded its product offerings to include bill payments, money transfers, and high-yield savings accounts, and has grown its presence to other markets including Nigeria, Tanzania, and India.