BofI Federal Bank

Founded in 1999 as Bank of Internet USA, the company was one of the first digital-only banks in the country. It later operated as BofI Federal Bank before rebranding to Axos Bank in 2018 to better reflect its expanded and diversified service offerings. As a technology-driven financial services company, Axos Bank provides consumer and business banking products through its branchless, online-only model. Its mission is to provide a superior banking experience by leveraging technology to offer innovative products, competitive rates, and lower fees compared to traditional brick-and-mortar banks. The bank is a federally chartered savings and loan association regulated by the Office of the Comptroller of the Currency (OCC).