Bayern Card-Services GmbH - S-Finanzgruppe

Founded in 1993, Bayern Card-Services GmbH (BCS) is a key service provider within the German Sparkassen-Finanzgruppe (Savings Banks Finance Group). The company operates as a full-service processor, managing both the issuing of credit cards (Mastercard and Visa) to bank customers and the acquiring side, which involves processing credit card payments for merchants. Headquartered in Munich, BCS primarily serves savings banks (Sparkassen) in Bavaria, Saarland, and parts of Rhineland-Palatinate, providing them with comprehensive and secure payment transaction solutions.