Banxware

Founded in 2020 and headquartered in Berlin, Banxware is a "Lending-as-a-Service" provider that enables platforms, such as payment service providers (PSPs) and online marketplaces, to offer financing to their business customers (merchants). By integrating Banxware's API, platforms can provide instant, data-driven loan offers directly within their own ecosystem. Banxware's mission is to empower platforms to offer their merchants fast and flexible access to capital, handling the entire process from risk assessment and underwriting to loan servicing in partnership with fronting banks.