Bankera is building the digital bank for the blockchain era, with the aim of integrating traditional and crypto economies and becoming the one-stop-shop for all financial services. The idea for Bankera began in 2013 with SpectroCoin – a cryptocurrency brokerage service. While operating in the financial sector for the last six years, SpectroCoin developed the core infrastructure comparable to traditional banks. The natural extension of SpectroCoin was to go beyond payment processing by leveraging the existing technology and expertise to build Bankera. Bankera will offer traditional and crypto-friendly financial services to individuals and businesses across the world. - Payments: including payment accounts with personal IBAN, debit cards, interbank foreign exchange rates, and payment processing for both fiat and cryptocurrencies; - Exchange solutions: comprising of cost-effective peer-to-peer blockchain asset trading services, as well as fiat and crypto brokerage services; - Loans and deposits: including crypto-backed loans for individuals and businesses; - Investment solutions: consisting of low-cost investment products such as exchange-traded funds (ETFs), crypto-funds (a portfolio of various cryptocurrencies and crypto tokens), as well as robo-advisory solutions for wealth management.