Arab National Bank provides various banking products and services. It operates through Retail Banking, Corporate Banking, Treasury, and Investment and Brokerage Services segments. Arab National Bank offers current, savings, and Murabaha accounts, as well as time deposits; personal, car lease, and real estate financing, as well as consumer credit advisory services; credit lines and loans; credit facilities for foreign exchange and precious metals; letters of credit (LC) and letters of guarantee; margin trading lending; and credit and debit cards. It also provides Islamic banking, cash management and professional, treasury and foreign exchange, and custody and safekeeping services. Moreover, Arab National Bank offers credit related services, such as overdraft and current accounts, revolving short-term and medium/long term loans, discounted bills, bonding, documentary LC and acceptances, and bills of collection and payment; safe deposit lockers; and online and phone banking services. Further, it provides various mutual funds; and margin and equity trading services, as well as private equity services. Additionally, Arab National Bank offers business installment and contract financing, project and structural finance, LC refinance, secured overdraft, invoice and POS merchant financing, and supply chain financing services; and treasury and money transfer services. It is also involved in asset management activities related to dealing, managing, arranging, and advising and custody of securities; leasing of heavy equipment; and purchasing, sale, and leasing of land and real estate, as well as offers investment management services. Arab National Bank serves individuals, corporate and institutional customers, and small to medium sized businesses through its 140 branches in the Kingdom of Saudi Arabia and 1 branch in the United Kingdom. It began operation in 1979, with its headquarters in Riyadh in the Kingdom of Saudi Arabia.