When a covered person gets sick or hurt, Aflac pays cash benefits fast. For more than 63 years, Aflac insurance has given our customers the opportunity to focus on recovery, not financial stress. In the United States, Aflac is the number one provider of guaranteed-renewable insurance. In Japan, Aflac is the number one life insurance company in terms of individual plans in force. Aflac insurance products provide protection to more than 50 million people worldwide. Ethisphere magazine included Aflac on its list of the World's Most Ethical Companies for the twelfth consecutive year in 2018. Also in 2018, Fortune magazine named Aflac to its list of the 100 Best Companies to Work For, ranking Aflac 58th among the best companies in America. This is the 20th consecutive year that Aflac has made the list – the only insurance company that can make that claim. Continental American Insurance Company (CAIC), also known as Aflac Group Insurance, was founded in Columbia, South Carolina, in 1980. It earned a reputation for providing highly responsive and flexible insurance products to employers, and became one of the nation’s most respected leaders in group insurance.