Absa provides banking and financial products and services to personal, commercial, and corporate customers primarily in South Africa. The bank offers personal banking services comprising savings and current accounts; credit cards; investment products; home loans, vehicle and asset finance, and personal lending solutions; insurance; and electronic banking services including Internet, telephone, cell phone, and ATM banking services. It also offers business and corporate banking services; commercial property finance, corporate and business asset finance, term loans, structured and debtor finance, vehicle management solutions, and structured trade and commodity finance; employee benefit solutions; merchant and advisory services; and trade products and services as well as financing solutions for agricultural, consumables and tourism, and public sectors. Absa was founded in 1991 and is based in Johannesburg, South Africa. Currently, Absa Bank Limited operates as a subsidiary of Barclays Africa Group Limited.