Pago46, a San Diego Ca.-based company, helps the unbanked world of consumers connect with digital merchants. The company offers mobile payment alternatives to users that do not have access to a bank account. Its smartphone application connects collection agents with consumers that need to pay with cash for digital goods and services. Its application enables unbanked consumers to arrange cash payments with digital merchants through a convenient and beneficial on-demand service provided by third party collection agents. P46 community serves users in Latin America, connects them with Global merchants through a unique mobile network of agents, providing the easiest way to collect and process cash payments. Collection agents use services provided by Pago46 to collect cash from users and make an additional source of income.