At 11:FS, they believe that digital banking is only 1% finished – meaning that despite billions spent and everyone on the planet having a transformation project, they have still got a long way to go before banking becomes truly digital. They have assembled the A-list team that will achieve digital banking’s next 99%. Recognized as the world’s top Banking, FinTech and Insurance leaders, they have transformed traditional banks from within, started tech accelerators, and built on blockchain. They have also literally built new banks and FinTech from scratch with team members being instrumental in challengers like Monzo, Starling, Nutmeg and Tandem.