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Get to know Sun Pacific Mortgage and Real Estate - California's Fast Hard Money Lender

Founded in 1988 by Forest and Tricia Smith, Sun Pacific Mortgage & Real Estate is a family-owned and operated direct private money (hard money) lender. The company specializes in funding short-term, asset-based loans for residential, commercial, and land properties that traditional banks often cannot finance. Their mission is to provide fast, reliable, and flexible financing solutions for real estate investors, business owners, and individuals facing unique situations like foreclosure, probate, or properties needing rehabilitation. They pride themselves on a straightforward, common-sense underwriting process, focusing on equity rather than borrower credit scores.

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Sun Pacific Mortgage and Real Estate - California's Fast Hard Money Lender

United States

Founded in

1988 (38 Years)

Founded

Last online: No recent activity

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BridgerPay

(180 reviews)

Cyprus

2017

(9 years)

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License

A Grade License

Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.

B Grade License

Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.

C Grade License

Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.

D Grade License

From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.

TrustFinance is not a licensed financial advisor and is not affiliated with any financial institutions in your region. We encourage you to do your own research before making any investment decisions.