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Get to know StudierendenGesellschaft Witten/Herdecke e.V.

Founded in 1995 by students of Witten/Herdecke University, the StudierendenGesellschaft (SG) pioneered the "Umgekehrter Generationenvertrag" (UGV), or Income Share Agreement. This model allows students to study at the private university regardless of their financial background. Instead of taking out traditional loans, students agree to pay a percentage of their post-graduation income back to the SG for a fixed period once their earnings exceed a certain threshold. This ensures a sustainable, revolving fund where former generations of students finance the education of current and future ones, embodying the principle of generational solidarity.

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StudierendenGesellschaft Witten/Herdecke e.V.

Germany

Founded in

1995 (31 Years)

Founded

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BridgerPay

(180 reviews)

Cyprus

2017

(9 years)

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A Grade License

Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.

B Grade License

Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.

C Grade License

Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.

D Grade License

From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.

TrustFinance is not a licensed financial advisor and is not affiliated with any financial institutions in your region. We encourage you to do your own research before making any investment decisions.