Company Information

Get to know SprayPay - Gespreid betalen

SprayPay is a "Buy Now, Pay Later" (BNPL) payment method available in the Netherlands. It provides consumer financing at the point of sale, both online and in physical stores, for purchases ranging from €250 to €5,000. Customers undergo a quick credit check and, if approved, can split their payment into 12, 18, 24, or 36 monthly installments. SprayPay is not an independent company but a trade name of Santander Consumer Finance S.A., a major global financial institution, operating through its branch in the Netherlands. This backing provides the regulatory framework and financial stability for the consumer credit services offered under the SprayPay brand.

Industry

Financial PaymentPRIMARY
Financial Other Service

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SprayPay - Gespreid betalen

Netherlands

Founded in

2017 (9 Years)

Founded

Last online: No recent activity

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OVERALL SCORE

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Regulated

Recommended

(73 reviews)

Cyprus

2009

(17 years)

Security Information :

CySEC

FSCA

DFSA

Security Information

Warning

This company is currently Unproved.

Please be cautious of the potential risks!

License

A Grade License

Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.

B Grade License

Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.

C Grade License

Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.

D Grade License

From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.

TrustFinance is not a licensed financial advisor and is not affiliated with any financial institutions in your region. We encourage you to do your own research before making any investment decisions.