Company Information

Get to know Spectra Credit Union

Originally chartered in 1956 as Goddard Federal Credit Union to serve the employees of NASA's Goddard Space Flight Center, the institution rebranded to Spectra Credit Union in 2023. As a member-owned cooperative, it operates on a not-for-profit basis, returning earnings to members through lower loan rates, higher savings yields, and fewer fees. The credit union provides a full suite of financial services, including savings and checking accounts, personal loans, mortgages, and investment services, with a mission to serve as the primary financial institution for its members.

Industry

Financial BankingPRIMARY
Financial Other Service
Financial Payment

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Spectra Credit Union

United States

Founded in

1946 (80 Years)

Founded

Last online: No recent activity

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OVERALL SCORE

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Markets.com

(326 reviews)

United States

2008

(18 years)

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This company is currently Unproved.

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License

A Grade License

Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.

B Grade License

Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.

C Grade License

Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.

D Grade License

From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.

TrustFinance is not a licensed financial advisor and is not affiliated with any financial institutions in your region. We encourage you to do your own research before making any investment decisions.