Company Information

Get to know Opportunity Financial Services

OppFi is a mission-driven financial technology company that provides an online platform to facilitate unsecured installment loans for non-prime, credit-challenged consumers. The company does not lend directly but rather partners with state-chartered banks to originate loans through its platform, a model often referred to as "bank sponsorship." Founded in 2012, OppFi's goal is to help consumers build a better financial path by offering a more accessible and transparent alternative to payday loans and other high-cost credit options. The company went public in 2021 through a SPAC merger and trades on the NYSE under the ticker OPFI.

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Opportunity Financial Services

Luxembourg

Founded in

2003 (23 Years)

Founded

Last online: No recent activity

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OVERALL SCORE

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Regulated

Recommended

(73 reviews)

Cyprus

2009

(17 years)

Security Information :

CySEC

FSCA

DFSA

Security Information

Warning

This company is currently Unproved.

Please be cautious of the potential risks!

License

A Grade License

Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.

B Grade License

Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.

C Grade License

Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.

D Grade License

From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.

TrustFinance is not a licensed financial advisor and is not affiliated with any financial institutions in your region. We encourage you to do your own research before making any investment decisions.