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Get to know North East Small Finance Bank

North East Small Finance Bank (NESFB) began its journey as a Microfinance Institution, RGVN (NE) Microfinance Limited, in 2008. After receiving the Small Finance Bank license from the Reserve Bank of India (RBI), it commenced its banking operations on October 17, 2017. The bank's mission is to be the most preferred bank in its region by offering a suite of banking products including deposits, various loan types, and digital banking services. It focuses on serving the unbanked and underbanked populations, leveraging its deep understanding of the local community and combining it with modern banking technology to foster financial inclusion and economic development in North East India.

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North East Small Finance Bank

India

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A Grade License

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B Grade License

Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.

C Grade License

Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.

D Grade License

From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.

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