Company Information

Get to know Hometown Credit Union

Originally founded in 1970 as CPC Employees Credit Union, the institution has grown through mergers, including one with Owatonna-based Hometown Credit Union in 2018, officially becoming a single entity under the Hometown Credit Union name in 2021. As a not-for-profit cooperative, its mission is to be a trusted financial partner dedicated to the success of its members and communities. It reinvests profits back into the credit union to offer better rates, lower fees, and improved services, distinguishing it from traditional for-profit banks.

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Financial BankingPRIMARY
Financial Other Service

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Hometown Credit Union

United States

Founded in

1949 (77 Years)

Founded

Last online: No recent activity

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OVERALL SCORE

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FTD LIMITED

(505 reviews)

British Virgin Islands

2017

(9 years)

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License

A Grade License

Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.

B Grade License

Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.

C Grade License

Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.

D Grade License

From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.

TrustFinance is not a licensed financial advisor and is not affiliated with any financial institutions in your region. We encourage you to do your own research before making any investment decisions.